northline Start your application

MERCHANT ACCOUNTS, WITH DIRECTION.

Built for your
next big thing.

You bring the ambition. Let’s find the right way to get paid. Start your merchant account application, one clear step at a time.

↗ A setup that fits your business✓ Know what comes next
Find your payment setup ↗See how it works ↓

New business or switching providers? Start here.

THE EVERYDAY, MADE SIMPLE / ILLUSTRATION
northline / payments
Good things are
taking shape.)))
YOUR BUSINESS. MOVING FORWARD.↗
✓
SAMPLE TRANSACTIONPayment received
$128.00
In store. Online. Wherever’s next.01 — ∞
FROM AMBITION TO APPLICATION

A clear path.
A confident next step.

01
Find your fit02
Apply online03
Get reviewed

A CLEAR PATH FORWARD

Less guesswork.
More getting started.

From your first details to your first payment, here’s the path to a merchant account.

  1. 01

    Tell us about your business

    Share what you sell, how you accept payments, and who owns the business.

  2. 02

    Complete secure verification

    Confirm identities and connect your settlement account through the processor’s secure onboarding.

  3. 03

    Review, then get ready to accept

    The processor reviews your application. Approval, pricing, and timing depend on your business profile.

WHERE BUSINESS HAPPENS

One business.
More ways to get paid.

Start with the channels you use today.
Include the ones you’re planning for tomorrow.

01 / IN PERSON

At the counter.

Card readers and terminals for face-to-face payments.

Choose in person ↗
02 / ONLINE

Behind the click.

Online checkout for stores, orders, and digital businesses.

Choose online ↗
03 / ON THE GO

Out in the world.

Mobile payments and invoicing for work beyond the counter.

Choose mobile ↗

BEFORE YOU BEGIN

Good questions.
Straight answers.

Start your application ↗
What should I have ready?+

Your legal business information, a description of what you sell, estimated card volume, and ownership details. Secure onboarding will later request identity verification and a business bank account.

Is this an actual account application?+

Your completed application is delivered to the Northline team for review. Your team may then share it with processing partners. Processor approval, identity verification, and agreements are separate next steps. Submitting does not open an account or run a credit check.

What if I’m switching processors?+

Select “Switching providers” in the payment profile. A recent processing statement can help a provider compare your existing setup during onboarding. Your reviewer can coordinate any documents required by a processing partner.

When will I know my rate?+

Pricing should be provided after your business and processing profile are reviewed. Rates, approval, and funding schedules depend on processor review.

Big plans?
Start right here.

Start your application ↗